I was a Detective for McKenzie County Sheriff’s Office while on duty I was rear-ended by a tanker-semi.  I sustained severe injuries. A long recovery began, and I had to teach myself how to function on a day-to-day basis. 

 

I was under the impression that because the accident occurred while on duty, all costs related to the accident would be covered. I quickly realized how very wrong that impression was. When I finally returned to work, I knew it was too early, but I was unable to afford the day-to-day expenses, let alone treatment. 

 

This is where my new opportunity to help others arose. I realized there are many areas that people are exposed financially. This is why...